Terms of Use

Terms of Use

1. Introduction
These Terms of Use (“Terms”) govern your access to and use of the website operated by Marina Bay Capital Advisors Pte. Ltd. (“MBCA”, “we”, “our”, or “us”), a company incorporated in Singapore with UEN 202500083C and having its registered office at #39-00 Marina Bay Financial Centre Tower 2, 10 Marina Boulevard, Singapore 018983. By accessing or using this website (“Site”), you agree to be legally bound by these Terms and our Privacy Policy.
If you do not agree to these Terms, you must immediately discontinue use of the Site.

2. Regulatory Status and Intended Audience
MBCA provides investment advisory services, the issuance of research reports and corporate finance advisory services. These services are provided exclusively to accredited investors and institutional investors (as defined under the Securities and Futures Act 2001 of Singapore, “SFA”).
MBCA is not licensed or regulated by the Monetary Authority of Singapore (“MAS”) and relies on applicable statutory exemptions under the SFA and the Financial Advisers Act 2001 (“FAA”).
By accessing this Site, you confirm and warrant that you are an accredited or institutional investor and that you are using this Site in compliance with all applicable laws and regulations.
This Site is not intended for, and should not be accessed by, any person who does not qualify as an accredited or institutional investor.

3. No Offer, Solicitation, or Regulated Advice
All content made available on this Site—including investment research, commentary, reports, and analyses—is provided solely for general informational purposes. Such content does not constitute and should not be construed as:
• an offer or solicitation to buy or sell any securities, financial instruments, or services;
• investment advice or a recommendation to make any financial decision; or
• legal, tax, or other professional advice.
No representation is made that the views expressed or materials published are suitable for any particular investor. You are advised to seek independent professional advice before making any investment or financial decision.

4. Research Reports Disclaimer
Certain reports or materials available on this Site may have been commissioned or funded by issuers or other third parties. In such cases, this fact will be disclosed in the relevant report or accompanying materials.
Although such research reports are produced with professional care, potential conflicts of interest may arise. Users should therefore exercise their own judgment and undertake independent verification before relying on any such content.
MBCA does not make any warranty as to the accuracy, completeness, or reliability of any research content or financial information published on the Site, whether or not funded by third parties.

5. Limitation of Liability
To the fullest extent permitted by law, MBCA shall not be liable to you for any direct, indirect, incidental, consequential, special, punitive, or exemplary losses or damages, whether in contract, tort (including negligence), breach of statutory duty or otherwise, arising out of or in connection with:
• your use of, or inability to use, the Site;
• your reliance on any information or content published on the Site; or
• any loss of profits, goodwill, revenue, or anticipated savings.
In any event, MBCA’s aggregate liability to you shall not exceed S$1,000.
This limitation shall apply regardless of the cause of action or legal theory under which liability arises, and notwithstanding any failure of essential purpose of any remedy.

6. No Warranties
All content on the Site is provided “as is” and “as available” without warranties of any kind, whether express, implied, or statutory, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement.
We do not guarantee that the Site will be free from viruses, malware, or other harmful components, or that access to the Site will be uninterrupted or error-free.

7. Intellectual Property
All materials and content made available on this Site are the property of MBCA or its licensors and are protected under intellectual property laws. You may not reproduce, publish, distribute, modify, transmit, or otherwise use any part of this Site for commercial purposes without our prior written consent.

8. Personal Data Protection
We are committed to protecting your personal data in accordance with the Personal Data Protection Act 2012 of Singapore (“PDPA”). By accessing or using this Site and/or providing any personal data to us, you consent to the collection, use, disclosure, and retention of your personal data in accordance with our [Data Protection Policy]() and the PDPA.
Please review our Data Protection Policy for more information on how we manage your personal data, including your rights to access and correct such data, and the purposes for which your data may be used or disclosed.
If you have any questions about how your personal data is handled, please contact our Data Protection Officer at .

9. Third-Party Sites and Links
The Site may include links to third-party websites. MBCA does not control, endorse, or assume responsibility for the content or policies of any third-party websites. Access to such sites is at your own risk.

10. Exclusion of Third Party Rights
A person who is not a party to these Terms shall have no rights under the Contracts (Rights of Third Parties) Act 2001 of Singapore to enforce any term of these Terms.

11. Governing Law and Dispute Resolution
These Terms shall be governed by and construed in accordance with the laws of Singapore, without regard to conflict of laws principles.
Any dispute, controversy, or claim arising out of or relating to these Terms or your use of the Site (including any question regarding the existence, validity, or termination of these Terms) shall be referred to and finally resolved by arbitration administered by the Singapore International Arbitration Centre (“SIAC”) in accordance with the SIAC Arbitration Rules for the time being in force. The seat of arbitration shall be Singapore. The tribunal shall consist of one arbitrator. The language of the arbitration shall be English.

12. Amendments
MBCA reserves the right to revise these Terms at any time. Any changes will be posted on this page and will take effect immediately upon publication. Your continued use of the Site after any changes constitutes your acceptance of the revised Terms.

13. Contact Us
If you have any questions about these Terms or the use of this Site, you may contact us at:
Marina Bay Capital Advisors Pte. Ltd.
#39-00 Marina Bay Financial Centre Tower 2,
10 Marina Boulevard, Singapore 018983
Email: admin@marinabay-capital.com